A periodic letter from Charlotte Westbrook and Richard Van Meer on wealth, planning, and the decisions that compound. We publish when we have something worth saying.
Receive the Letter when it publishes.
By Charlotte Westbrook, CFP®, CFA
Municipal bonds occupy a unique position in the tax code — and in the portfolios of high-net-worth investors. Understanding when and how to use them is one of the more consequential decisions in tax-aware portfolio construction.
Read →By Richard Van Meer, CFP®, CIMA®
In thirty years of advising families, I have learned that the most important financial conversation is the one most families never have. It is the conversation about what wealth means — not what it buys, but what it represents.
Read →By Charlotte Westbrook, CFP®, CFA
The most powerful force in wealth management is not a strategy. It is time. And the most undervalued skill in investing is the willingness to let time do its work.
Read →